Living Large on a Small Budget

I was just told this last week by someone that they wouldn’t be my friend because we have a “ton of money” and a big house.  At first I was sad and I won’t lie, a little bit embarrassed.  But then I had to laugh, and it dawned on me, we manage our money well, and now we are thought of as “those with money.”

Those that know me are probably laughing right now, because they know me as incredibly frugal and an avid couponer, and that is why we have “a ton of money.” (Good thing she didn’t see my stockpile, most which was nearly free.)

I have learned ways to stretch the dollar.  It’s not just something I try to do, it’s something that is so deeply ingrained in me, that I don’t know any other way to live.

The focus of my blog is to save money on everyday things so you can choose where you spend your money.   That is not just a logo I came up with, that is a lifestyle that I live… that we live as a family.

The everyday saving tips that I share are not just ideas found on another blog, they are tips from my life…from my day to day.

My blog is not about “How to get out of debt.”  We don’t have debt and if I have my way, we never will.

I want people to be successful in the way that they live, so they feel like they have the freedom to do things they really enjoy, I mean isn’t that what life’s about?

Here is what I do EVERY.SINGLE.DAY to stay within our very tight budget, that also allows us to enjoy luxuries or live large:

  • Journal every single penny I spend
  • Enter all receipts into my register, so I know exactly where we are
  • Enjoy the game of spending less and saving more – I know, it’s a disease

Don’t feel bad for me, I have a ton of friends.  Some live in way bigger houses than mine and others live in a fraction of what we have.  Some have bought and sold businesses and do well, others have lost everything in the economy and are barely surviving.  It really doesn’t matter to me what they have, as long as they love me.

I guess you could say our way of living and giving Works for Me and Finer Thing in Life.

Anyone else out there living large on a small budget??

Comments

  1. Wow, it’s curious that how much money the person perceived you had was a qualification of friendship! I would agree with your statement, “It really doesn’t matter to me what they have, as long as they love me.”

  2. Good for you Amy! We are striving to get to where you are now. While I may not want the big house, etc. I admire your lifestyle, and that you prioritize and save to enjoy what you have.

    We have also been targeted as a “family with money” at times because of what we have chosen to spend our money on. For example, someone decided we were “rich” because we went to Disney World for a week. What they didn’t see was that we cut back, saved like crazy and did without to get there. I guess we were either not supposed to take a vacation or just go someplace local or ???

    And I love you too!

  3. I strive so hard not to judge or flaunt things ( like my brand new target jeans), I have to admit the comment caught me off guard. It took me a few days to feel ok with how we have chosen to live. Oh well, I guess I shouldn’t fret about it.

  4. Laura, I believe that we can all save and strive to do things we truly enjoy. Your family is a perfect example. You need to be commended for all your hard work and a week at Disney is such a great family memory, worth every single penny saved.

Trackbacks

  1. […] Debt Reduction – Many people don’t think to do this for debt reduction, but it has huge benefits. It makes you aware of how much you really spend every single week or month on things. It will also show you how to cut back on spending. Read more about this here. […]

  2. […] Write down every penny you spend. Even if you only do this for a month or so, it gives you an idea of where the money is going. I tell you this all the time. A month sounds overwhelming? Break it down to weeks – sometimes saying you have $1200 for the month gives you too much freedom the first 8 days. Then you have too much month at the end of the money. So instead budget it out to $300 a week. […]

  3. […] Write down what you spend. Just seeing where it goes will help you cut back. To save $100 a month just cut out $25 a week. […]

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