We are fully into November now and we are coming up on Christmas quicker than you can say “Buddy the Elf, what’s your favorite color?”
If you are one of those families that buys for everyone, why don’t you approach the family this year and talk about maybe not buying for every.single.person. You could suggest that you draw names, or even set age limits on when the 4 nieces, now 23 or older, no longer need to get $20 gifts.
The sex talk might be easier than this talk for some of you, but if you budget needs this break it might be worth it. Every year we say “Christmas is not about the gifts,” but I guarantee there are still people giving because they have too.